
Tide Promo Code 2026 – Claim Exclusive Deal + Company Offer
Written By:
Pradeep Singh
Last Updated: February 17, 2026
Disclosure: This post may contain affiliate links, meaning if you decide to make a purchase via my links, I may earn a commission at no additional cost to you. See my disclosure for more info.
Get the best Tide deal by signing up exclusively with this partner deal link. Open your account on the dedicated page and claim your offer now.
| Main Tide Deals | What You Get | Claim Deal |
|---|---|---|
| Business Account Cashback | £50 cashback on new account | Get This Deal |
| Company Registration + Cashback | Incorporate for £14.99 + £50 cashback | Get This Deal |
Tide provides a complete business banking experience built specifically for freelancers, sole traders, and limited companies in the UK. The platform handles far more than payments and transfers — it includes tools for invoicing, automatic expense categorisation, accounting integrations, and even accepting card payments through your iPhone.
We have partnered with StartGround to bring you this exclusive Tide business deal. StartGround helps founders access verified discounts and savings on the tools they need to launch and run their businesses. If you are looking for more deals like this one, check out 300+ startup offers with a free membership of StartGround. Join Now For Free.
In this detailed post, I will walk you through how to apply the Tide promo code, and you can continue learning about Tide’s features, pricing plans, and how to make the most of this exclusive deal.
How to Redeem Tide Promo Code?
Redeeming the Tide promo code is a quick process that happens entirely within the Tide app. Follow these steps to activate your cashback deal and start banking with Tide.
Step 1: Visit the Special Tide Promo Page – Start by navigating to our special promotional page with our partner link. This is the dedicated partner page for our users, where you will need to sign up for the promotional offer.
Step 2: Download the Tide App and Create Your Account – Download the Tide app from the App Store or Google Play and begin the registration process. Enter your email, phone number, and basic business details.
Step 3: Enter the Promo Code STARTGROUNDF2F – During the sign-up flow, you will see a field labelled “Referral or Promo Code.” Enter STARTGROUNDF2F in this field before completing your application. This field only appears once, so make sure you do not skip it.
Step 4: Verify Your Identity – Scan your photo ID (passport or driving licence) and complete a short selfie verification. Tide uses enhanced liveness checks to confirm your identity, and the whole process takes just a few minutes.
Step 5: Meet the Activation Criteria – Use your Tide Mastercard to meet the spending requirements outlined in the offer terms. Only card transactions count — bank transfers, direct debits, and ATM withdrawals are not eligible.
Step 6: Receive Your Cashback – Once Tide verifies that all conditions are met, the cashback is credited directly to your account. Payouts typically arrive within 6 to 8 weeks after the criteria are satisfied.
By following these steps, you can activate the Tide promo code and start running your business with a modern banking platform that pays you to join.
Tide Pricing Plans
Tide operates on a tiered pricing model with a generous free plan at its core. Every plan includes a free UK business current account, a business Mastercard, and access to the Tide app. The paid plans unlock additional features like free transfers, expense cards, integrated accounting, and priority support.
Here is a detailed breakdown of Tide’s current pricing:
| Plan | Monthly Price | UK Transfers | FX Card Fees | Expense Cards | Accounting |
|---|---|---|---|---|---|
| Free | £0 | 5 free, then 20p each | 2.75% | £5/mo per card | Add-on |
| Smart | £12.49 | 30 free | 0% | 1 free | Add-on |
| Pro | £24.99 | Unlimited | 0% | 2 free | Included |
| Max | £69.99 | Unlimited | 0% | 3 free | Admin Extra |
Choosing the Right Plan
Each Tide plan is designed for a different stage of business growth.
The Free Plan works well for sole traders and freelancers with low transaction volumes who primarily bank digitally. You pay nothing monthly and only cover small per-transaction fees.
The Smart Plan at £12.49 per month is the natural upgrade for businesses that spend in foreign currencies. The 0% FX card fee alone can save more than the subscription cost if you regularly purchase software, advertising, or supplies priced in USD or EUR.
The Pro Plan at £24.99 per month suits scaling limited companies. Unlimited UK transfers, two free expense cards, and fully integrated Tide Accounting make this the most popular plan for active businesses with regular supplier payments.
The Max Plan at £69.99 per month is built for established businesses with significant card spend. The 0.5% cashback, dedicated support, and the highest Instant Saver interest rates make it worthwhile for companies managing larger balances and higher monthly expenditure.
All paid plans come with a one-month free trial, so you can test the full feature set before committing to a subscription.
Tide Business Overview and Features
Tide is a business financial platform that delivers banking services through a regulated partnership with ClearBank, a fully licensed UK clearing bank. Your funds are held by ClearBank and protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible depositor.
Since its launch, Tide has focused on eliminating the administrative overhead that slows down small businesses. The platform has grown into a full financial operating system covering payments, invoicing, accounting, expense management, and savings.
Here is an in-depth look at what makes Tide a strong choice for UK businesses.
Simple Account Opening in Minutes
Opening a Tide account happens entirely within the app. You provide your personal and business details, scan your photo ID, and complete a selfie verification. Most accounts are approved within minutes, and your account details are available immediately so you can start sending and receiving payments. Your physical Mastercard arrives within a couple of days.
There is no hard credit check, no branch visit, and no mountain of paperwork. Tide accepts sole traders and limited companies, and eligibility requires you to be over 18 with a UK-based business.
Professional Invoicing and Payment Collection
Tide’s invoicing tool lets you create, send, and track invoices directly from the app. The system monitors each invoice’s status in real time, and when a matching payment arrives, it can automatically reconcile the transaction and mark the invoice as paid.
You can also collect payments through multiple channels. Payment links let customers pay you online, Tap to Pay on iPhone enables contactless acceptance without hardware, and Tide’s card reader handles in-person transactions. These tools make it easy to get paid regardless of how you sell.
Automatic Categorisation and Accounting Tools
Every transaction flowing through your account is automatically tagged and categorised. You can customise the labels to fit your business structure, which simplifies bookkeeping and tax preparation significantly. Tide integrates with Xero, QuickBooks, FreeAgent, and other popular accounting platforms, so you can export transactions to your accountant with a few taps.
For businesses that prefer an all-in-one solution, Tide Accounting (included free on the Pro plan) handles VAT calculations and submissions directly within the app, removing the need for separate software.
Expense Cards and Team Access
Tide allows you to issue expense cards to team members with pre-set spending limits. This gives employees the ability to make business purchases without needing access to the main account. The app prompts cardholders to photograph receipts immediately after a transaction, building a complete digital expense trail.
Team access permissions range from read-only (free on all plans) to enhanced access for co-directors and senior staff. Higher-tier plans include multiple enhanced access slots, allowing you to delegate payment approvals and financial management securely.
Cashflow Forecasting and Credit Score
Using Open Banking connections, Tide analyses your transaction patterns to forecast your balance up to 30 days ahead. This early warning system helps you spot potential cash shortfalls before they cause problems, giving you time to take action.
Through a partnership with Experian, Tide also displays your business credit score inside the app. Understanding how lenders view your business helps you prepare for future borrowing or improve your creditworthiness over time.
Instant Saver with Competitive Interest Rates
The Tide Instant Saver is a dedicated savings account linked to your business current account. New accounts earn up to 4% AER (variable) for the first four months. After the introductory period, interest rates are tiered by plan, with the Max plan offering the highest ongoing rates at up to 3.60% AER on qualifying balances.
Built-In Security
Two-factor authentication, instant card freezing, and Confirmation of Payee are standard across all Tide accounts. Your deposits with ClearBank carry FSCS protection up to £120,000, and Tide is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011.
Tide Deals and Promotions
Our WPism partnership with Tide provides two exclusive deals for new customers. Here is everything you need to know about the current offers and how to make the most of them.
Current WPism Exclusive Offers
Offer 1: Get £50 cashback when you open a Tide business account
This deal is available to sole traders and limited companies opening a new Tide account. Visit our dedicated deal page, enter the promo code STARTGROUNDF2F during sign-up, and meet the activation criteria. Once verified, the cashback is credited directly to your account.
Offer 2: Company registration for £14.99 + £50 cashback
If you have not yet registered a limited company, this offer delivers outstanding value. The standard Companies House filing fee is £100 (increased from £50 as of February 2026). Tide absorbs the majority of that cost, letting you incorporate for just £14.99. You save over £85 on the government fee alone, and your business bank account opens simultaneously with your company registration. On top of that, you receive £50 cashback once the activation criteria are met.
| WPism Tide Deal | What You Get | Who It’s For |
|---|---|---|
| Business Account Cashback | £50 cashback on new account | Sole traders and existing limited companies |
| Company Registration + Cashback | Incorporate for £14.99 + £50 cashback | New limited companies |
Eligibility for Tide Promotions
There are a few requirements to keep in mind when claiming these offers. The deals are available to new Tide customers only and cannot be applied to existing accounts. You must be over 18, have a UK-based business, and pass Tide’s standard identity verification. The promo code STARTGROUNDF2F must be entered during the sign-up process. Cashback is subject to meeting the activation criteria outlined in the offer terms.
Tide Promo Code FAQs
When it comes to using the Tide promo code, you may have questions about eligibility and the claiming process. Below are the most common questions to help you understand how to make the most of this deal.
Is Tide a real bank?
Tide is a financial technology platform that provides banking services through ClearBank, a fully regulated UK clearing bank. Your account includes a genuine UK sort code and account number, and eligible deposits are FSCS-protected up to £120,000. For all practical purposes, Tide works like a bank with modern digital tools that high street banks do not typically offer.
Can I enter the promo code after signing up?
The promo code field appears during the sign-up flow, and entering it at that stage is the only reliable way to claim the offer. If you forgot, contacting Tide’s in-app support within seven days of account creation may help, but this is handled on a case-by-case basis and is not guaranteed.
Do bank transfers count toward the spending requirement?
No. Only transactions made with your physical or virtual Tide Mastercard count toward the activation criteria. Bank transfers, direct debits, ATM withdrawals, and financial service transactions are excluded.
Can both sole traders and limited companies use this Tide deal?
Yes. The WPism exclusive Tide deal applies to both sole traders and limited companies opening new accounts. You must be over 18 and have a UK-based business to qualify.
How long does the cashback take to arrive?
Cashback is typically credited within 6 to 8 weeks after all eligibility conditions are verified. Tide’s system confirms that transactions are genuine business expenses before processing the reward.
What if I close my account after getting the cashback?
Tide’s terms include anti-abuse clauses. Closing your account or downgrading immediately after receiving the cashback could result in a clawback. It is advisable to keep your account active and in good standing for a reasonable period.
Start with Tide Promo Deal
If you are ready to open a UK business bank account that actually helps you run your business, Tide is one of the strongest options available today.
The platform combines everyday banking with invoicing, expense management, accounting tools, and payment acceptance — all in a single app trusted by over 1.5 million businesses.
Our exclusive WPism promo code STARTGROUNDF2F gives you cashback when you open a new account, and if you are forming a new company, you can save over £85 on the incorporation fee while getting your bank account set up at the same time.
Tide Business
Tide is a free UK business banking platform trusted by over 1.5 million businesses, offering built-in invoicing, expense management, and accounting tools to help you run your company from one app.
Price Currency: GBP
Application Category: FinanceApplication
5
Pros
- Account opens in minutes with no monthly fees
- Built-in invoicing, accounting, and expense tools
- FSCS protected up to £120,000 via ClearBank
Cons
- 20p per transfer on the free plan adds up
- Cash deposit fees higher than some competitors
- Chat-only support on the free plan
Visit our dedicated Tide deal page, enter the promo code during sign-up, and meet the activation criteria to claim your cashback. Your account will be ready in minutes, and your business will have a modern banking platform built to save you time and money from day one.
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Author: Pradeep Singh
Pradeep Singh is the founder and your host here at WPism. He is an entrepreneur and blogger living his startup life based in London and Cambridge. Connect with him on LinkedIn, follow him on Twitter or like his page on Facebook.



